DATA AND PROCESS AUTOMATION
Since 2002, DP Bureau has designed, developed, and deployed intelligent data and business process automation solutions across lending, risk management, payments, and commerce.
Intelligent systems designed to replace complexity with clarity — and expensive SaaS with purpose-built automation.
Utilize historical data and advanced algorithms to forecast trends and behaviors — enabling real-time, informed decisions. From marketing optimization and demand forecasting to customer retention and risk assessment.
Autonomous software platforms that perform tasks, make decisions, and optimize workflows. Self-optimizing through observation and learning, with AI-driven decision-making roles for intelligent task management.
Tailored solutions that seamlessly integrate into your existing systems. Expert consulting, flexible service packages, and continuous support — designed around your specific challenges and goals.
Intelligent SMS platform acting as a virtual concierge — handling inquiries, orders, and personalized wine recommendations with intent recognition, weather integration, and operational data connectivity.
Market Thesis
Graphical User Interfaces restrict efficient access to data and limit the software tools used to improve growth. Language models and agentic AI will render GUIs obsolete — along with the platforms reliant on them. The competitive advantage is shifting from possessing knowledge to applying it effectively.
Two decades of building and deploying data-driven platforms across lending, payments, and risk management.
Leading provider of alternative credit data and risk management solutions, serving hundreds of businesses across the U.S. Microbilt offers credit decisioning, identity verification, bank account verification, background screening, skip tracing, and business credentialing — helping lenders and businesses extend credit to underserved consumers.
First real-time consumer reporting agency, built by DP Bureau from technology assets acquired from Check Loan Verification. Pioneered the commercial use of demand deposit account (DDA) data in credit risk scoring. Merged with Microbilt Corporation in 2010.
Leveraged advanced analytical tools and a dynamic underwriting engine to build one of the most profitable online lending portfolios of its era. Acquired by Stephens Capital Partners.
Online marketplace for buying and selling consumer loan applications, processing over 100,000 transactions per day. Acquired in 2020.
SaaS business process management and loan servicing platform for underwriting, onboarding, and servicing consumer loans.
Early BNPL processing engine designed with eFunds (now FIS) leveraging the Star Network debit rails — 'debit, credit, or flexit.'
Collaborative banking, payment, and loyalty platform facilitating a cycle of spend and reward between merchants and consumers that share communities.
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